Your concern is to get the loan approval when you are looking forward to invest on a project. But no bank is accepting your application to grant you the desired amount because of CCJ (County Court Judgement). It can be a difficult task because a bank is an organisation where you have to present your financial image with a clean chit. Otherwise, these lending institutions do not even consider how urgent you need the money.
Let just turn the page of banks and move towards the chapter of the direct lenders where you can get the best possible deal to cover the urgency of the situations with a flexible policy. For example, payday loans for CCJs , it is the policy, which is the best stored for your short and on the spot urgency.
It is the policy, which you must be familiar with but because of uncertain depth of clouds. You must be in a state of mirage that whether the terms and conditions are actually transparent or just a landscape in a picture.
Let just clear your doubts starting from base till it touches its roof:
Is the disbursal happening on instant decision?
Yes, it is the record of the lenders that they provide an instant disbursal to the borrowers who qualify for the policy. It can be assumed that having a good source of income can help you to manage the competitive rates also. The borrower is requested to look for the eligibility criterion on his or her own presence in order to get a quick decision.
Can I get it done over phone?
You can always apply for the policy with the help of your technological device called smartphones The policy is specially designed with the fact keeping in mind that people are running on a tight schedule and they might need a procedure, which they can use it anytime. You can easily access the borrowing procedure by using your mobile so that you cover the scarcity of pounds anytime and anywhere.
What is the importance of No Credit Check in CCJ?
The feature of no credit check is applicable for the borrowers having a bolt of low credit score. With this feature, an average credit score borrower can get the desired amount. If he or she follows the repayment procedure on time then the chances of getting a score back to its normal number is easier.
Is it necessary to have an online banking?
No, it depends on lender to lender which procedure or criterion they follow. On the shore ,information is that you do not have to have an online banking system to get the disbursal. Also, the online banking system calls only for the payments or money transfer system from functions related to banks only. Therefore, it is important to have a valid bank account to get the disbursal of the small borrowing.
Can I apply to the policy if I am visiting overseas?
Yes, you can apply to the policy even if you are going to another city due to some work. The direct lenders only ask for the assurance that the amount needs to be paid on time. Otherwise ,the lenders and their policies are flexible that you can use it anytime and anywhere.
How the payday loans applicable for the unemployed?
It is true that this type of borrowing can bring a jobless individual to under the pressure of returning the amount because he or she does not have a regular source of income. In such case if you work your thought process in a flexible manner you can get the flexible solution as well.
The concern of the lenders is always that the borrower should have an earning source. For example, if an unemployed has earning from the rental property, then it is acceptable. If he or she is doing a freelancing job then also it is acceptable. You just have to make sure that your earning should be more than borrowing amount.
What is the minimum and maximum amount you can borrow?
The borrowing range starts from the minimum amount of 500 pounds and you can stretch it up to your income credibility. Make sure that you are ready with all the essential documents so that it can help you to get the some increment in the borrowing amount.
Does the flexible policy provide a feature of early payment?
Yes, the flexible policy provides the feature of early repayment. Do not worry yourself you may not charge any extra fees of early repayment. You just have to follow the usual procedure to make an early payment.
Who will answer my discrepancies?
If you found any of the policy or its calculation on default, do not worry you can anytime call the customer service. The 24*7 service is always ready to answer the queries of the policy holders. While dialling the given numbers, you must make sure that amount you have correct data of the discrepancy so that you can get a clear explanation on the required concern.
The queries regarding short term borrowings are mentioned just to make the borrower clear. The terms and conditions that the lender provides is just not a landscape picture but a true picture of landscape.